ProCredit Bank ofera o gama complexa de servicii financiare pentru a veni in intampinarea nevoilor financiare in crestere, ale firmelor mici si medii. In plus, serviciile financiare oferite de ProCredit Bank sunt accesibile si publicului larg.

Astfel serviciile oferite de ProCredit Bank in prezent sunt:

• Conturi curente
• Conturi de economii
• Depozite la termen
• Tranzactii nationale
• Tranzactii internationale
• Cecuri si bilete la ordin

Politica ProCredit Bank este de a-si mari constant gama serviciilor oferite pentru a putea sustine cerintele pietii.

In toate tranzactiile internationale ProCredit Bank utilizeaza experienta solida si reteaua Commerzbank AG.

Pentru informatii suplimentare privind produsele si serviciile ProCredit Bank, va asteptam la oricare dintre locatiile noastre sau ne puteti scrie pe adresa de e-mail: servicii@procreditbank.ro

Activitatea noastra principala este sa oferim suport financiar societatilor micro, mici si mijlocii, inclusiv persoanelor fizice autorizate, liberilor profesionisti, asociatiilor familiale, SRL-urilor si altor tipuri de afaceri. Utilizand o tehnologie de creditare special conceputa pentru necesitatile clientilor nostri, dorim sa stabilim noi standarde ale politicii de microfinantare din Romania. Banca noastra furnizeaza nu numai produse de creditare, dar si o gama larga de servicii financiare, precum servicii de plati rapide si alternative de investitii sigure, indiferent de marimea sumei pe care clientii nostri decid sa ne-o incredinteze.

ProCredit Bank – Experienta in serviciul tau!

PRESS RELEASE MIRO Bank becomes ProCredit Bank.

We are happy to announce the news that starting with 9th of December 2004, Micro Finance Bank MIRO S.A. will become ProCredit Bank. MIRO Bank has been proud to serve Romanian enterprises for the last two and a half years as the only bank in Romania specialized in providing the full range of financial services to the so far neglected SME sector. Today, more than 22,600 customers have made MIRO Bank their financial partner of choice. Through a network of 9 branches and agencies throughout the country, MIRO Bank has provided crucial financing to its clients by disbursing more than 15,000 loans with a volume of more than EUR 75,000,000. Micro Finance Bank MIRO S.A. belongs to a group of 18 target group-oriented financial institutions in Southeastern Europe, Latin America, Central America and Africa, most of which now operate under the name “ProCredit Bank”. With more than 5,700 employees in 275 branches, ProCredit Institutions serve 650,000 customers – including more than 375,000 borrowers – and have a combined balance-sheet total of about EUR 1.3 billion. The ProCredit institutions are majority-owned by the same group of strong international shareholders which includes: EBRD, Commerzbank, KfW, IFC, FMO and IMI. As a sign of the commitment of our shareholders to the region and to the growing integration of the banks, MIRO is now proud to join its sister banks world-wide by rebranding under one name and one logo: The new logo, the colorful globe reveals the international presence of ProCredit Banks and the variety of markets they have profound knowledge and expertise on. Under its new name, ProCredit Bank will continue to offer outstanding customer service to its clients and to serve as the leading provider of fast, flexible and reliable financial partner for Romania’s smallest enterprises. In this respect, ProCredit Bank will ensure its ongoing committment to support sustainable SME growth and employment within the SME sector. ProCredit Bank signed as of today, December 09, a EUR 6,000,000 loan agreement with KfW. The funds will be used for financing Romanian micro enterprises and SMEs. Furthermore, in December, ProCredit Bank is announcing a EUR 2 million capital increase. Internationale Micro Investitionen AG (IMI) will invest EUR 1,500,000 in ProCredit Bank’s social capital and Commerzbank AG EUR 500,000. This fact proves our shareholders’ trust in the bank’s future on this market and in the ascendant evolution of the Romanian economy.

ProCredit Bank 09-12-2004

ProCredit Bank is one of the few banks in Romania which does not require previous banking experience of its employees. Instead, we follow a strategy of employing mainly talented young university graduates and providing them with extensive internal training and on-the-job instruction. Furthermore, we permanently organize seminars and workshops in order to prepare our staff for the specific challenges of serving our target group of micro entrepreneurs and small- and medium-sized enterprises. We offer our employees attractive career opportunities in a fast-growing organization at the same time expecting them to take initiative and responsibility that will contribute to a sound growth of ProCredit Bank. Since we are strongly committed to the development of our personnel we encourage and reward the building of competence and skills. Furthermore, our organizational culture is one of transparency, openness, direct communication and trust, which is reflected in very few hierarchy levels. At present, the ProCredit Bank team includes approximately 200 highly dedicated and professional employees committed to serving our customers according to our ambitious quality standards.

Are you interested to be part of our team? – Send your online CV!

In July 2002 ProCredit Bank took over Microenterprise Credit Romania (MCR) including its five outlets in Bucharest, Cluj, Brasov, Timisoara and Constanta. However, the office in Bucharest was the only location appropriate for a commercial bank. Therefore, four new fully equipped bank branches were opened in the existing cities within the first three months of operations. Furthermore, in 2003 two new agencies in Bucharest – Militari and Pantelimon – and a branch in Craiova were opened.

At present ProCredit’s branch network consists of eight branches and two agencies in six major cities of Romania. In 2004, ProCredit will continue its strategy of increasing its market presence through both a larger number of outlets in the existing cities and broadening the geographical outreach to new markets.

ProCredit Bank offers a complex range of financial services in order to meet the increasing financial needs of the small and middle-sized companies.

These services are available for the natural persons too:

• Current accounts
• Savings accounts
• Term deposits
• National transactions
• Cheques and promissory notes

The ProCredit Bank’s policy consists in widening its range of services in order that they will be able to keep up with the market’s needs.

For all its transactions, ProCredit Bank makes use of the solid experience and the network of Commerzbank AG.

They consider that the segment of small and middle-sized enterprises financing has potential on the Romanian market, which is proved by the fact that the majority of the banks aims their strategies towards it.

For additional information regarding ProCredit Bank products and services, we welcome you to any of our premises or you can write us at: servicii@procreditbank.ro

Avantaje:

• rapiditatea in luarea deciziilor (de la 24h la 4 zile pentru credite pana la 10 000 Euro / USD dupa procurarea documentelor si informatiilor necesare)
• transparenta in costuri
• analiza tuturor surselor de venit
• consilierea in completarea documentatiei
• fara comision de monitorizare a creditului
• fara comision de administrare cont curent
• fara comision pentru incasari

Our core business is to provide financing support to micro entrepreneurs as well as small and medium enterprises (SME), including physical authorized persons, family associations, SRL and other types of business activities. Applying a unique credit technology precisely tailored to the needs of our target group we aim to set new standards in business lending in Romania. Additionally, we offer loans for housing and renovation purposes to physical persons. As a full service bank we also provide a wide range of financial services, for example fast and reliable payment services and safe investment options – no matter how small the amounts our customers wish to entrust to us.

ProCredit Bank – Experience in your service!

Activitatea noastra principala este sa oferim suport financiar societatilor micro, mici si mijlocii, inclusiv persoanelor fizice autorizate, liberilor profesionisti, asociatiilor familiale, SRL-urilor si altor tipuri de afaceri. Utilizand o tehnologie de creditare special conceputa pentru necesitatile clientilor nostri, dorim sa stabilim noi standarde ale politicii de microfinantare din Romania. Banca noastra furnizeaza nu numai produse de creditare, dar si o gama larga de servicii financiare, precum servicii de plati rapide si alternative de investitii sigure, indiferent de marimea sumei pe care clientii nostri decid sa ne-o incredinteze.

ProCredit Bank – Experienta in serviciul tau!

Our core business is to provide financing support to micro entrepreneurs as well as small and medium enterprises (SME), including physical authorized persons, family associations, SRL and other types of business activities. Applying a unique credit technology precisely tailored to the needs of our target group we aim to set new standards in business lending in Romania. Additionally, we offer loans for housing and renovation purposes to physical persons. As a full service bank we also provide a wide range of financial services, for example fast and reliable payment services and safe investment options – no matter how small the amounts our customers wish to entrust to us.

ProCredit Bank – Experience in your service!