Miro Bank

The term microfinance is generally used to describe efforts to promote financial systems in developing countries and transition economies in order to improve the access of micro entrepreneurs, small and medium enterprises, small farmers and other economic units – the target group – to financing sources. This target group generally does not have access to financing from traditional commercial banks since lending to them is regarded as too risky and too costly. However, in order to grow and prosper enterprises need constant credit supply. Hence by offering financial services specifically tailored to the target group microfinance banks stimulate economic development. In contrast to NGOs and other similar kinds of credit programs microfinance banks do not merely channel development assistance funds to previously selected sectors of the population. Instead they are set up with the goal to become permanent, stable and efficient financial institutions. In our opinion, only credit programs which are designed to continue indefinitely as institutions can be regarded as instruments of development policy. Therefore, we consider it essential to plan, design and implement such credit programs as part of a sustainable financial institution. In order to become sustainable, however, a microfinance bank has to employ a commercial approach to microfinance based on the principle of financial self-sufficiency. This implies a rate of return on capital that accommodates the level of risk incurred and a moderate profit sufficient to enable the institution to grow.

Over the last three decades the concept of Microfinance has evolved considerably towards a more complete vision of the needs of the target group, including not only credit facilities but also other financial services. Today microfinance banks around the world offer various kinds of financial services to micro entrepreneurs and SME, such as: credit, deposit facilities, money transfer facilities, remittances from abroad, insurance etc.

Miro Bank

Your business goes well, but regardless of how strictly you plan your activity, some unexpected opportunities may appear that you would not like to lose. In addition, to seize them you might urgently need a sum of money, which you may not have at that moment, even if we are talking about less than 2,500 USD/EUR. Your friend or relatives cannot help you, some other banks may require a long time of processing than you can wait, the bureaucracy hinders you, and thus… the RAPID CREDIT from Miro Bank is the best solution for you.

Your business flourishes day by day and it happens that you need an amount of money between 2,500 and 10,000 USD/EUR. Instead of calling on your friends or relatives, it is more convenient to apply to a bank, which is up to your needs: a bank for small and middle enterprises that has modern and non-bureaucratic credit procedures. Miro Bank provides a special credit for your financial needs: BUSINESS CREDIT.

You have a solid business, which has grown in the meantime with your needs and dreams. And when you believe in the success of your business, in your ideas and plans, your best creditor is a bank, which believes in you and understands to the utmost your aspirations. Therefore, if you have decided to invest between 10,000 and 300,000 dollars or euro, choose INVESTMENT CREDIT from Miro Bank.

Do you fit in the previous descriptions? Would you like to cooperate with one of our credit officers? Can you reimburse your loan in time, without delays? Then, the possibility that your loan is granted in a few days is VERY HIGH! All you need to do is to contact our nearest branch to find out all the details.

Miro Bank

Ai o afacere care merge bine, dar oricat de precis ti-ai planifica lucrurile, apar pe neasteptate oportunitati pe care nu vrei sa le pierzi. Pentru acestea insa ai nevoie urgenta de o suma de bani de care nu dispui momentan, chiar daca este vorba de mai putin de 2500 de dolari sau euro. Prietenii sau rudele nu te pot ajuta, la alte banci dureaza mai mult decat poti astepta, birocratia te impiedica, deci…..RAPID CREDIT de la Miro Bank este cea mai potrivita solutie pentru tine.

Afacerea ta creste pe zi ce trece si ai nevoie de o suma intre 2.500 si 10.000 de dolari sau euro. In plus, ai inteles deja ca in loc sa apelezi la prieteni sau rude, este mai avantajos sa te adresezi unei banci pe masura afacerii tale: o banca pentru intreprinderi mici si mijlocii care ofera proceduri de creditare moderne si nebirocratice. Miro Bank are un credit special pentru necesitatile tale financiare: BUSINESS CREDIT.

Ai o afacere solida, care a crescut, si odata cu ea si nevoile si visele tale. Si atunci cand crezi in succesul afacerii tale, in ideile pe care le ai si in planurile pe care ti le-ai facut, cel mai bun creditor este o banca care crede in tine si iti intelege cel mai bine aspiratiile. Asadar, daca te-ai hotarat sa investesti intre 10.000 si 300.000 de dolari sau euro, alege INVESTMENT CREDIT de la Miro Bank.

Te regasesti in descrierile de mai sus? Vrei sa cooperezi cu unul dintre ofiterii nostri de credit? Poti rambursa imprumutul punctual, fara intarzieri? Atunci probabilitatea ca imprumutul sa iti fie aprobat in cateva zile este FOARTE MARE! Tot ce trebuie sa faci este sa contactezi cea mai apropiata sucursala pentru a afla toate detaliile.

Miro Bank

Rata dobanzii luata in calcul in exemplul de mai sus este rata maxima care se poate aplica la acest tip de credit.

Nota: *Conditiile de creditare mai sus mentionate pot fi ajustate in functie de tipul afacerii si durata relatiei Client-Banca.

Miro Bank

Activitatea noastra principala este sa oferim suport financiar societatilor micro, mici si mijlocii, inclusiv persoanelor fizice autorizate, liberilor profesionisti, asociatiilor familiale, SRL-urilor si altor tipuri de afaceri. Utilizand o tehnologie de creditare special conceputa pentru necesitatile clientilor nostri, dorim sa stabilim noi standarde ale politicii de microfinantare din Romania. Banca noastra furnizeaza nu numai produse de creditare, dar si o gama larga de servicii financiare, precum servicii de plati rapide si alternative de investitii sigure, indiferent de marimea sumei pe care clientii nostri decid sa ne-o incredinteze.

Miro Bank – Partenerul Dezvoltarii Tale

Miro Bank

Our core business is to provide financing support to micro entrepreneurs as well as small and medium enterprises (SME), including physical authorized persons, family associations, SRL and other types of business activities. Applying a unique credit technology precisely tailored to the needs of our target group we aim to set new standards in business lending in Romania. Additionally, we offer loans for housing and renovation purposes to physical persons. As a full service bank we also provide a wide range of financial services, for example fast and reliable payment services and safe investment options – no matter how small the amounts our customers wish to entrust to us.

MIRO Bank – your partner for progress!

Miro Bank

Stim foarte bine ce inseamna sa ai o … caramida pe suflet pentru ca nu ai bani sa iti cumperi o casa. Stim deasemenea ce inseamna sa astepti ani in sir pentru un credit si sa pleci dezamagit de la o banca pentru ca “nu indeplinesti conditiile”.

De aceea, Miro Bank este prima banca din Romania care detine solutia tuturor problemelor tale. Iti putem oferi credite imobiliare si pentru amenajari FARA AVANS si FARA GIRANTI, dar numai daca veniturile tale provin din ACTIVITATI ANTREPRENORIALE.

Pachetul de asigurari pus la dispozitie de Miro Bank reprezinta una dintre cele mai avantajoase oferte de pe piata romaneasca, asigurarea de viata si asigurarea garantiilor efectuandu-se in conditii de profitabilitate maxima pentru client. Prin lansarea programului de credite imobiliare si pentru amenajare, MIRO BANK intregeste gama de servicii, pastrand standardul de calitate al produselor oferite.

Pentru detalii suplimentare, viziteaza-ne la cea mai apropiata sucursala Miro Bank!

Miro Bank

Loan Amount: up to 50.000 USD/EUR

Maturity period: up to 10 years

Advance payment
0 – for individuals who obtain income from entrepreneurial activities
25% – for individuals who obtain income from salary

One condition: The client must have at least 3 years experience of working in his/her present field of activity or must have been working for at least the last 6 months for his/her present employer.

Housing Loans may be used for::

  • Purchase of land, apartments, houses and other residential buildings
  • Construction or extension of the aforementioned buildings
  • Substitution of loans from other financial institutions issued for the purposes listed above

Guarantees:

Miro Bank has a flexible policy regarding the guarantees and will combine different types of guarantees established for each individual loan.

Miro Bank

Rata dobanzii luata in calcul in exemplul de mai sus este rata maxima care se poate aplica la acest tip de credit.

Nota: *Conditiile de creditare mai sus mentionate pot fi ajustate in functie de tipul afacerii si durata relatiei Client-Banca.

Miro Bank

Activitatea noastra principala este sa oferim suport financiar societatilor micro, mici si mijlocii, inclusiv persoanelor fizice autorizate, liberilor profesionisti, asociatiilor familiale, SRL-urilor si altor tipuri de afaceri. Utilizand o tehnologie de creditare special conceputa pentru necesitatile clientilor nostri, dorim sa stabilim noi standarde ale politicii de microfinantare din Romania. Banca noastra furnizeaza nu numai produse de creditare, dar si o gama larga de servicii financiare, precum servicii de plati rapide si alternative de investitii sigure, indiferent de marimea sumei pe care clientii nostri decid sa ne-o incredinteze.

Miro Bank – Partenerul Dezvoltarii Tale